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This PDS contains information about your Accumulation 1 account and membership. It also includes relevant forms and references to the documents below which you should read with this PDS. It also includes relevant forms and references to the documents below which you should read with this PDS.



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Read this This PDS, prepared in accordance with the shorter form PDS regime, provides a summary of the key information you need to make a decision.

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Pty Limited, BT Portfolio Services Limited, BT Life Limited, BT Securities Limited, and other entities which provide various financial, funds management, insurance, superannuation, investment and administrative services from time to time (Westpac Group).



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1. About BT Super for Life BT Financial Group (BT) is the wealth management arm of the Westpac Group and has helped millions of Australians prepare for the best since

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the information contained in the BT Protection Plans Product Disclosure Statement and Policy Document which has an effective date of 25 February 2017 (ĎPDSí).

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Welcome to BT QuickSuper. QuickSuper is a long-term SuperStream compliant service, which has additional business benefits. QuickSuper key benefits:

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Welcome to BT QuickSuper. QuickSuper is a long-term SuperStream compliant service, which has additional business benefits. QuickSuper key benefits:

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1. About BT Super for Life BT Financial Group (BT) is the wealth management arm of the Westpac Group and has helped millions of Australians prepare for the best since

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This PDS contains information about your Accumulation 1 account and membership. It also includes relevant forms and references to the documents below which you should read with this PDS. It also includes relevant forms and references to the documents below which you should read with this PDS.

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Further information about the insurance available through BT Super for Life is included in the PDS. Superannuation is a preserved asset subject to conditions of release. You will need to satisfy a condition of release to access these funds.

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